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Insurance carriers are gaining substantial increases in almost every category. This has triggered clubs to lower some of their coverage levels, increase their deductibles, self-insure with stop-loss insurance coverage, develop staff safety training and committees, reward staff for proper loss controls, and handle facility incidents properly so insurance carriers can contest bogus claims and control their reserve limits. Read the rest of this entry »

I work for a large defense contractor (who happens to be laying off lots of people because of idiotic management and because my particular division is building the wrong kind of killing machines – the brains behind what shoots nuclear missiles out of submarines). In this company, there is a sister company that takes care of all computer hardware and software. So, when I have a problem with my computer, someone comes over and fixes it. Read the rest of this entry »

INTRODUCTION: Isn’t it a horrible feeling when our hair begins to fall out and our scalps become more visible each day? It can be mind boggling when we attempt to locate a viable option to return our hair to its former glory. Well, just about everybody gets hit by the unpleasantness of hair loss from time to time. Read the rest of this entry »

It’s not uncommon for health clubs to focus a large portion of time, energy and resources on soliciting and advertising. However, by applying that same kind of effort toward providing a quality service, you not only build a loyal clientele, but you also build the kind of reputation that brings people in by word-of-mouth — the best and cheapest form of advertisement there is. Read the rest of this entry »

Cigarette companies have a documented history of trying to keep the chilling facts about the dangers of smoking from the American public.

For example, surveys by the American Council on Science and Health and others have revealed how cigarette manufacturers for decades used the clout of their advertising dollars to pressure magazine editors to steer clear of articles about the dangers of smoking.

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For a cardiovascular endurance program to be successful, a person must consistently engage in the appropriate quantity and quality of exercise, as established by mode(s), frequency, duration and intensity of activity. While all four of these components are important, it is the exercise intensity that is the hardest to correctly gauge. Historically, fitness instructors have told individuals to use target heart rates as the only assessment of intensity. Read the rest of this entry »